As a Hardin Memorial Health employee, you will enjoy a comprehensive benefits program designed with you and your dependents in mind. Subject to an eligibility waiting period, all of the benefits described are available to regular full-time employees and most benefits are available to part-time flex employees who are regularly scheduled to work at least 40 hours per pay period. Many benefits are provided at no cost to employees, with the other benefit costs being shared between Hardin Memorial Health and the employee.
Medical Plan Options
Hardin Memorial Health offers two medical plan options along with the option to waive participation if you have other coverage. Prescription drug benefits are included in each plan. Regular full-time and regular part-time employees (authorized at least 40 hours per pay period) may elect health insurance coverage. You can choose coverage for yourself, you and children, you and spouse or for the entire family. Premiums are based on the plan you select and the number of dependents you cover.
Prescription Drug Coverage
To use the drug card, just go to a participating pharmacy and present your insurance card. You will pay the required co-payment or coinsurance percentage for your prescription. With the mail order benefit, you may obtain up to a 90-day supply of maintenance medications for the price of two months’ supply. Some specialty drugs are not covered at the retail pharmacy level and must be ordered by mail and are subject to a separate co-payment. These are usually high cost treatments for conditions such as multiple sclerosis, arthritis, and cancer. Insulin, Byetta and Imitrex, however are injectables that you can get at the retail pharmacy.
Hardin Memorial Health offers two dental plan options. Both plans provide comprehensive coverage and encourage preventative care. You can choose coverage for yourself, you and children, you and spouse or for the entire family. Premiums are based on the plan you select and the number of dependents you cover.
Hardin Memorial Health offers employees vision benefits with Baltas Vision, LLC. Benefits provided are an eye exam and a complete pair of prescription eyeglasses, to include standard plastic lenses in single vision, lined bifocals or lined trifocals at a low co-payment rate, if using a network provider. Coverage is available at non-network providers but at a greater co-payment. Plan benefits are payable once every 12 months. Contact lenses are available in place of the frame and lens benefit. You can choose coverage for yourself, you and children, you and spouse or for the entire family. Premiums are based on the plan you select and the number of dependents you cover.
Health Risk Assessment
HRAs, Disease Management and On-site Acute Care
Hardin Memorial Health provides an annual health risk appraisal to all employees. The Employee Health office coordinates this voluntary screening. Employee Health has an on-site nurse practitioner who provides acute care in the event of employee illness or injury during daytime work hours.
Flexible Spending Accounts
Flexible Spending Accounts allow employees to pay for certain health care and dependent care expenses on a pre-tax basis through payroll deductions. Hardin Memorial Health offers a health care FSA and a dependent care FSA. The plan features a convenient debit card for immediate reimbursement.
Employees are covered by Hardin Memorial Health’s group life insurance plan. Full-time employees have coverage of at least $25,000, or, if more, one times base annualized pay. Part-time employees have coverage of $10,000. Benefits are doubled for accidental death. Employees also have the option to purchase additional coverage up to five times base pay to a maximum of $500,000. You can choose to double the additional life insurance you purchase by adding accidental death and dismemberment to your coverage.
Hardin Memorial Health provides short-term disability (STD) and long-term disability (LTD) coverage for eligible employees. For an approved disability, The first 40 hours that you are off are charged to your paid time off (PTO) balance. Then short-term disability pays you 60% of your base earnings. Should you be out of work on short-term disability for six months, Employee Health will contact you about applying for long-term disability benefits. Like short-term disability, the LTD plan pays 60% of your base earnings for as long as you are disabled.
Because saving for your future is important, Hardin Memorial Health offers a convenient way to contribute to your retirement by providing you with a Pension Plan. A variety of different investment options are available ranging in risk tolerance from low to high in order to help you meet your personal investment strategy. For each plan year (July through June) in which you have at least 1,000 hours of service, the hospital will credit your retirement account with an amount equal to 3 percent of your pay for that plan year.
Deferred Compensation Plans
HMH employees can participate in the deferred compensation programs of the Kentucky Public Employees Deferred Compensation Authority. All HMH employees are eligible to participate.
There are several investment options, including a 401(k) and 457 with an option for Roth 401(k), Deemed Roth IRA and deemed traditional IRA. Employees contribute either before tax, through the 401(k) and 457 or after tax through the Roth options. HMH matches your contributions at 50 cents on the dollar up to an amount equal to 5% of your base pay.
Employee Assistance Program (EAP)
HMH offers up to six visits annually per need per family member is provided by Hardin Memorial’s EAP.
Work-Life Balance Benefits
Paid Time Off (PTO)
PTO combines personal time with holidays, vacation and sick time to give you flexibility in scheduling and using your benefits. You earn this time when you work and hours are credited to your PTO bank each time you get paid. Eligible employees begin to accrue leave immediately and are eligible to use this leave after successful completion of the 90-day introductory period. Accrual rates vary depending on employment status and increase with length of service. One other thing you can do with your PTO, if you so choose, is to donate some of it to a fellow employee for an emergency if that person did not have any PTO. An emergency might be the employee’s illness, or his/her child’s or spouse’s illness. Twice a year you have the option of cashing out some of your PTO as long as maintain a balance of 80 hours.
You may take up to 12 weeks of leave in case of serious illness affecting yourself or an immediate family member, or in the case of the birth or adoption of a child. Up to 26 weeks of leave is also available if you need to care for an injured family member of the U.S. military.
Employees may be eligible for personal, military, or educational leaves of absence.
Hardin Memorial Health provides up to three days off for the loss of an immediate family member.
Hardin Memorial Health provides cash reimbursement to assist with the adoption of a child. Full-time employees can receive up to $3,000 and part-time up to $1,500. The maximum benefit is two per family per calendar year.
HMH has contracts with several local fitness centers by which regular full-time and part-time employees can have memberships at reduced rates. Fees are payroll-deducted. If you want to join one of the fitness centers you should speak to management at the center you wish to join.
Full-time and regular part-time employees may receive reimbursement for tuition, books and course-related fees for classes related to your job or designed to prepare you for further opportunities within the hospital. You must have completed 90 days of employment in a benefits-eligible position by the time your class begins. Eligible classes can be taken at any accredited school, college or university. The maximum tuition reimbursement is $4,000 per calendar year for full-time employees and $2,000 per calendar year for part-time employees. If your course of study prepares you for a different job, such as PCA to RN, you must agree to a work commitment proportionate to your reimbursement received. If your course of study does not prepare you for a new job, you do not have a work commitment.
Employee Recognition Awards
Hardin Memorial Health recognizes staff who demonstrate excellence in customer service through the Ambassador of the Month and Daisy Award programs.
Hardin Memorial Health’s Education Department provides a variety of classes designed to train and develop both clinical and non-clinical staff. Examples of classes offered include: BCLS, ACLS, PALS, and many more. In addition to instructor taught classes, employees can utilize a variety of online education modules through the HealthStream Learning Center.